Long-Term Care: Part III–Who Needs It?

In a world of unknowns, there are some things that certain. Here are two: 1) we are all aging, some of us better than others, and 2) the costs for healthcare will not be going down. At some time, we will all need help. Actuarially speaking, those individuals requiring nursing home care are far fewer than those needing other long-term … Read More

Professional Advice is Critical to Financial Planning

In an ever-changing society that grows more complex every day, we are all confronted with constant pressures. We must deal with issues related to our careers, families, government, and even our own self-improvement. Often at the top of our list of concerns are financial matters that range from daily living expenses to retirement. With the coming of the New Year, … Read More