Using Money as a Teaching Tool with Kids

Growing up, we all face a barrage of information intended to educate and better prepare us for the future. We are exposed to arts and crafts, arithmetic, science, history, English, athletics, and other subjects that will somehow help us cope with the adult world someday. While these topics are important in becoming more well rounded and better able to communicate … Read More

Are You Ready For Retirement?

Getting ready for retirement is ideally something done many years before you actually walk away from the job. Unfortunately, many people wait until they are close in and have inadequately prepared for the financial requirements needed to support this big, life-changing event. In fact, it’s a good bet that most people spend more time planning their vacations than their retirement. … Read More

Are You Secure in Your Knowledge of Social Security?

For the millions of Baby Boomers entering retirement, there are many questions and a great deal of confusion surrounding Social Security. Before signing up, have a clear understanding of the many issues involving your benefits, including: • how to apply for them, • how they are calculated, • how and when to take them, • how they are taxed, • … Read More

Long-Term Care: Part I—A Personal Crisis in the Making.

In this, the first of a three-part series of articles, we’ll touch on the importance of long-term care and how it could affect virtually everyone in the years to come. If you think the current financial upheaval in our country is bad, looming on the horizon is another crisis that will have even more far-reaching and devastating effects on Americans. … Read More

Long-Term Care: Part III–Who Needs It?

In a world of unknowns, there are some things that certain. Here are two: 1) we are all aging, some of us better than others, and 2) the costs for healthcare will not be going down. At some time, we will all need help. Actuarially speaking, those individuals requiring nursing home care are far fewer than those needing other long-term … Read More

Professional Advice is Critical to Financial Planning

In an ever-changing society that grows more complex every day, we are all confronted with constant pressures. We must deal with issues related to our careers, families, government, and even our own self-improvement. Often at the top of our list of concerns are financial matters that range from daily living expenses to retirement. With the coming of the New Year, … Read More